13. Which flagship program focuses on skill development? a) Skill India Mission b) Digital India c) Make in India d) Startup India

Answer : a) Skill India Mission Explanation : The Skill India Mission provides training programs to youth, improving employability and bridging skill gaps across sectors.

14. What is the primary goal of the Jal Jeevan Mission? a) Groundwater conservation b) Providing piped water to all households c) Rainwater harvesting d) Building water treatment plants

Answer : b) Providing piped water to all households Explanation : Jal Jeevan Mission, launched in 2019, aims to supply piped water to every rural household by 2024, ensuring clean and safe drinking water.

15. Which scheme is linked to the slogan “Har Ghar Bijli”? a) PM Garib Kalyan Yojana b) Saubhagya Scheme c) Deen Dayal Upadhyaya Gram Jyoti Yojana d) UDAY

Answer : b) Saubhagya Scheme Explanation : The Saubhagya Scheme focuses on providing electricity connections to all households, including those in rural and remote areas, achieving universal electrification.

16. Under the Stand-Up India scheme, loans are provided to which specific groups? a) SC/ST and women entrepreneurs b) Rural artisans c) Farmers d) IT startups

Answer : a) SC/ST and women entrepreneurs Explanation : Stand-Up India provides loans between ₹10 lakh and ₹1 crore to support entrepreneurship among SC/ST and women in non-farm sectors.

17. Which scheme promotes digital empowerment in India by making services accessible online? a) Digital India b) BharatNet c) Smart Cities Mission d) National E-Governance Plan

Answer : a) Digital India Explanation : Digital India aims to transform India into a digitally empowered society by improving internet infrastructure and offering government services online.

18. What is the minimum guaranteed monthly pension under Atal Pension Yojana (APY)? a) ₹1,000 b) ₹3,000 c) ₹4,000 d) ₹5,000

Answer : a) ₹1,000 Explanation : Atal Pension Yojana ensures a minimum monthly pension starting from ₹1,000, based on the contribution made by subscribers from the unorganized sector.

19. Which scheme is associated with financial assistance for pregnant women and lactating mothers? a) PM Jan Dhan Yojana b) Pradhan Mantri Matru Vandana Yojana c) Mission Indradhanush d) POSHAN Abhiyan

Answer : b) Pradhan Mantri Matru Vandana Yojana Explanation : This scheme provides ₹5,000 in financial aid to pregnant and lactating mothers for their first child to ensure proper nutrition and reduce maternal mortality.

20. What is the insurance cover provided under the Pradhan Mantri Suraksha Bima Yojana (PMSBY)? a) ₹1 lakh b) ₹2 lakh c) ₹5 lakh d) ₹10 lakh

Answer : b) ₹2 lakh Explanation : PMSBY provides accidental insurance cover of ₹2 lakh at an annual premium of just ₹12, targeting people from low-income households.

21. Which scheme focuses on creating model villages through Member of Parliament-led development? a) Rurban Mission b) Sansad Adarsh Gram Yojana c) PM Gram Sadak Yojana d) Samagra Shiksha

Answer : b) Sansad Adarsh Gram Yojana Explanation : Under this scheme, Members of Parliament adopt villages and develop them as model villages with improved infrastructure and social welfare.

22. Under PM Jan Dhan Yojana, what is the maximum overdraft facility available? a) ₹5,000 b) ₹10,000 c) ₹50,000 d) ₹1,00,000

Answer : b) ₹10,000 Explanation : PM Jan Dhan Yojana allows account holders to avail of an overdraft facility of up to ₹10,000, promoting financial inclusion for low-income individuals.

23. Which flagship scheme focuses on smart urban infrastructure and technology? a) AMRUT b) Digital India c) Smart Cities Mission d) PMAY-Urban

Answer : c) Smart Cities Mission Explanation : Smart Cities Mission aims to develop 100 cities with improved infrastructure, technology integration, and sustainable urban planning.

24. Which scheme promotes skill development among rural youth? a) PMKVY b) Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) c) National Skill Development Mission d) Rurban Mission

Answer : b) Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) Explanation : DDU-GKY focuses on equipping rural youth with market-relevant skills to improve employability and create sustainable livelihoods.

25. Which scheme is for financial assistance to older citizens, widows, and disabled individuals? a) PM Garib Kalyan Yojana b) Indira Gandhi National Social Assistance Programme c) Ayushman Bharat d) Stand-Up India

Answer : b) Indira Gandhi National Social Assistance Programme Explanation : This program offers financial aid to older citizens, widows, and disabled individuals under various pension and welfare schemes.

26. What is the main objective of the UDAY scheme? a) Urban development b) Financial turnaround of power distribution companies (DISCOMs) c) Electrification of villages d) Promoting renewable energy

Answer : b) Financial turnaround of power distribution companies (DISCOMs) Explanation : Ujwal DISCOM Assurance Yojana (UDAY) was launched to address the financial losses of DISCOMs by improving operational efficiency and reducing debt.

27. Which scheme aims to promote financial inclusion by providing a universal banking service? a) PM Jan Dhan Yojana b) PM Gramin Digital Saksharta Abhiyan c) PM Garib Kalyan Yojana d) PM Suraksha Bima Yojana

Answer : a) PM Jan Dhan Yojana Explanation : PM Jan Dhan Yojana ensures financial inclusion by providing every household access to a bank account, financial literacy, and direct benefit transfers.

28. What is the target year for achieving the objectives of the AMRUT scheme? a) 2022 b) 2025 c) 2030 d) 2024

Answer : a) 2022 Explanation : Atal Mission for Rejuvenation and Urban Transformation (AMRUT) focuses on improving infrastructure in cities, targeting 2022 for achieving urban development goals.

29. Which scheme focuses on boosting entrepreneurship in the manufacturing sector? a) Make in India b) Skill India Mission c) Startup India d) Mudra Yojana

Answer : a) Make in India Explanation : Make in India encourages companies to manufacture in India and incentivizes investments in manufacturing to boost economic growth and job creation.

30. What is the minimum amount insured under the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)? a) ₹1 lakh b) ₹2 lakh c) ₹3 lakh d) ₹5 lakh

Answer : b) ₹2 lakh Explanation : PMJJBY provides life insurance coverage of ₹2 lakh for an annual premium of ₹330, offering affordable insurance to all citizens.

31. Which program aims to bridge the digital divide in rural areas? a) Digital India b) BharatNet c) Startup India d) Saubhagya Scheme

Answer : b) BharatNet Explanation : BharatNet focuses on providing high-speed broadband connectivity to rural areas, enabling access to digital services and reducing the rural-urban digital divide.

32. Under Startup India, how many years of tax exemption are granted to eligible startups? a) 3 years b) 5 years c) 7 years d) 10 years

Answer : a) 3 years Explanation : Startup India offers a 3-year tax exemption to eligible startups from their incorporation date, encouraging innovation and entrepreneurship in the country.

33. Which scheme aims to double agricultural exports by 2022? a) PM Kisan Sampada Yojana b) Agri Export Policy c) PM Fasal Bima Yojana d) National Food Security Mission

Answer : b) Agri Export Policy Explanation : Launched in 2018, the Agri Export Policy aims to boost agricultural exports to $60 billion by 2022 through improved infrastructure and market linkages.

34. Which scheme focuses on transforming rural clusters into urban-like areas? a) Smart Cities Mission b) Rurban Mission c) AMRUT d) PM Gramin Sadak Yojana

Answer : b) Rurban Mission Explanation : The Shyama Prasad Mukherji Rurban Mission develops rural clusters into urban-like areas by providing economic, social, and physical infrastructure.

35. What is the goal of the PM Garib Kalyan Anna Yojana (PMGKAY)? a) Providing free food grains to the poor b) Providing financial assistance to farmers c) Improving nutritional outcomes for children d) Promoting organic farming

Answer : a) Providing free food grains to the poor Explanation : PMGKAY was launched during the COVID-19 pandemic to provide free food grains to poor families under the National Food Security Act.

36. Which flagship scheme focuses on universal immunization for children and pregnant women? a) Mission Indradhanush b) POSHAN Abhiyan c) Janani Suraksha Yojana d) Ayushman Bharat

Answer : a) Mission Indradhanush Explanation : Mission Indradhanush aims to achieve universal immunization by vaccinating children and pregnant women against preventable diseases.

Important MCQs on Government schemes

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In this article you will get the top 36 MCQs on Government schemes for RRB NTPC and SSC exams. Government schemes are very frequent in all competitive exams. Each government job aspirant must cover this topic very seriously.

MCQs on Government schemes

Read these MCQs to boost your stock of knowledge, which is the core key to success.

MCQs on Government schemes questions 1 to 4

1. Which scheme aims to provide free LPG connections to women below the poverty line?
a) Ujjwala Yojana
b) Ayushman Bharat
c) Mission Indradhanush
d) Saubhagya Yojana

Answer: a) Ujjwala Yojana

Explanation: Launched in 2016, the Pradhan Mantri Ujjwala Yojana provides free LPG connections to women in BPL households, promoting clean cooking fuel and improving health conditions.

2. Under the Ayushman Bharat scheme, what is the maximum health coverage provided per family annually?
a) ₹3 lakh
b) ₹4 lakh
c) ₹5 lakh
d) ₹6 lakh

Answer: c) ₹5 lakh

Explanation: Ayushman Bharat provides an annual health coverage of ₹5 lakh per family for secondary and tertiary care hospitalization, benefiting over 10 crore poor families.

3. What is the main focus of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)?
a) Crop insurance
b) Direct income support
c) Interest-free loans
d) Free fertilizers

Answer: b) Direct income support

Explanation: Under PM-KISAN, eligible farmers receive ₹6,000 annually in three equal installments to provide financial support for agricultural and domestic needs.

4. Which scheme aims to electrify all households in rural and urban areas?
a) UDAY
b) Saubhagya
c) Gram Jyoti Yojana
d) Solar Mission

Answer: b) Saubhagya

Explanation: The Saubhagya scheme ensures last-mile electrification, providing free electricity connections to all households, especially in rural and remote areas.

MCQs on Government schemes questions 5 to 8

5. Which ministry implements the Beti Bachao Beti Padhao scheme?
a) Ministry of Education
b) Ministry of Women and Child Development
c) Ministry of Social Justice
d) Ministry of Health

Answer: b) Ministry of Women and Child Development

Explanation: Beti Bachao Beti Padhao is aimed at addressing gender imbalance and promoting the education of girls, implemented by the Ministry of Women and Child Development in collaboration with other ministries.

6. Which scheme focuses on building affordable housing in urban areas by 2022?
a) PMAY-Gramin
b) PMAY-Urban
c) AMRUT
d) Smart Cities Mission

Answer: b) PMAY-Urban

Explanation: Pradhan Mantri Awas Yojana-Urban aims to provide housing for all by 2022, with a focus on slum rehabilitation and affordable housing through credit-linked subsidies.

7. Under the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA), how many days of wage employment are guaranteed annually?
a) 90 days
b) 100 days
c) 120 days
d) 150 days

Answer: b) 100 days

Explanation: MGNREGA ensures 100 days of wage employment annually to rural households, promoting inclusive growth and reducing rural unemployment.

8. The PM Fasal Bima Yojana is associated with which aspect of agriculture?
a) Fertilizer subsidy
b) Crop insurance
c) Irrigation support
d) Loan waivers

Answer: b) Crop insurance

Explanation: The PM Fasal Bima Yojana provides affordable crop insurance to farmers, covering financial losses due to natural calamities, pests, and diseases.

MCQs on Government schemes questions 9 to 12

9. What is the age eligibility for receiving a pension under the PM Shram Yogi Maandhan scheme?
a) 18-50 years
b) 18-60 years
c) 18-40 years
d) 21-55 years

Answer: c) 18-40 years

Explanation: PM Shram Yogi Maandhan offers a minimum pension of ₹3,000 per month to unorganized sector workers, with enrollment open to those aged 18-40.

10. What is the maximum loan amount under the Mudra Yojana’s Shishu category?
a) ₹10,000
b) ₹50,000
c) ₹1,00,000
d) ₹1,50,000

Answer: b) ₹50,000

Explanation: Under the Mudra Yojana, the Shishu category provides loans of up to ₹50,000 to encourage micro-enterprises and startups.

11. Which scheme aims to double farmers’ income by 2022?
a) PMAY-Gramin
b) PM-KISAN
c) Paramparagat Krishi Vikas Yojana
d) Kisan Credit Card

Answer: c) Paramparagat Krishi Vikas Yojana

Explanation: This scheme promotes organic farming and sustainable agricultural practices, contributing to the Government’s vision of doubling farmers’ income by 2022.

12. Under which scheme is the Atal Pension Yojana (APY) implemented?
a) Ministry of Health and Family Welfare
b) Ministry of Finance
c) Ministry of Labour and Employment
d) Ministry of Rural Development

Answer: b) Ministry of Finance

Explanation: Atal Pension Yojana ensures pension security for workers in the unorganized sector, implemented under the Ministry of Finance.

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MCQs on Government schemes

MCQs on Government schemes questions 1 to 4

MCQs on Government schemes questions 5 to 8

MCQs on Government schemes questions 9 to 12

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